From the Manual - Photoshop Elements

Hide the Journaling Lines

• Open a template (File > Open) with journaling lines.
• In the Layers panel, click on the Visibility icon of the journaling lines layer to hide it.

Hide Only Some of the Journaling Lines

• In the Layers panel, turn on the visibility of the journaling lines layer.
• Get the Rectangular Marquee tool. 
• In the Tool Options click on the New Selection icon. Set the Feather to 0 px and the Aspect to Normal.
• On the document, click and drag a selection outline around the part of the journaling lines that you want to keep.
• To reposition while dragging, press and hold the Space bar.
• In the Layers panel click on the Add Layer Mask icon.

Make the Journaling Lines Darker

• In the Layers panel, make sure the journaling lines layer is active layer.
• Press Ctrl J (Mac: Cmd J) to duplicate the layer.
• Duplicate additional times to darken further.

Make the Journaling Lines Lighter

• Press Ctrl Z (Mac: Cmd Z) the amount of time it takes to revert back to the beginning.
• In the Layers panel, make sure the journaling lines layer is active layer.
• Lower the Opacity of the lines layers.

Add Type Without Journaling Lines

• In the Layers panel, click on the journaling lines layer to make it active.
• Click on the Visibility icon of the journaling lines layer to hide it.
• Get the Type tool.
• On the document, click and drag to create a text box.
• To reposition while dragging, press and hold the Space bar.
• In the Tool Options, open the Font Picker and choose a journaling font. Set the Size to 12 pt, the Leading to Auto, and the Tracking to 0. The Color Chip should be black. If it’s not, press the letter D. Set the Alignment to Left Alignment.
• Type in journaling or paste in journaling (Ctrl/Cmd V) from one of the documents in your folder.
• Click the checkmark to commit the type.

Justify the Type Box

• In the Layers panel, double click on the thumbnail of the type layer containing the journaling.
• Press Shift Ctrl J (Mac: Shift Cmd J) to justify the type.

Add Type With Journaling Lines

• In the Layers panel, turn on the Visibility icon of the journaling lines layer.
• Click on the journaling lines layer to activate it.
• Get the Move tool.
• Use the Arrow keys to nudge the top line of journaling to line up with the first journaling line.
• Get the Type tool.
• In the Tool Options, adjust the Leading until the lines up type line up with the journaling lines.

Making Journaling Fit in the Box and on the Lines

• Option 1: Reword the paragraph or remove words.
• Option 2: Change the size of the font.

Adjusting the Text Box 

• In the Layers panel, double click on the thumbnail of the type layer containing the journaling.
• On the document, click and drag on the side handles of the bounding box.
• Click the checkmark to commit.
• Get the Type tool.
• On the document, hold down the Ctrl key (Mac: Cmd key) and click and drag the text box to a new location.

From the Manual - Adobe Photoshop

Hide the Journaling Lines

• Open a template (File > Open) with journaling lines.
• In the Layers panel, click on the Visibility icon of the journaling lines layer to hide it.

Hide Only Some of the Journaling Lines

• In the Layers panel, turn on the visibility of the journaling lines layer.
• Get the Rectangular Marquee tool. 
• In the Tool Options click on the New Selection icon. Set the Feather to 0 px and the Styles to Normal.
• On the document, click and drag a selection outline around the part of the journaling lines that you want to keep.
• To reposition while dragging, press and hold the Space bar.
• In the Layers panel click on the Add Layer Mask icon.

Make the Journaling Lines Darker

• In the Layers panel, make sure the journaling lines layer is active layer.
• Press Ctrl J (Mac: Cmd J) to duplicate the layer.
• Duplicate additional times to darken further.

Make the Journaling Lines Lighter

• Press Ctrl Z (Mac: Cmd Z) the amount of time it takes to revert back to the beginning.
• In the Layers panel, make sure the journaling lines layer is active layer.
• Lower the Opacity of the lines layers.

Add Type Without Journaling Lines

• In the Layers panel, click on the journaling lines layer to make it active.
• Click on the Visibility icon of the journaling lines layer to hide it.
• Get the Type tool.
• On the document, click and drag to create a text box.
• To reposition while dragging, press and hold the Space bar.
• In the Character panel, open the Font Picker and choose a journaling font. Set the Size to 12 pt, the Leading to Auto, and the Tracking to 0. The Color Chip should be black. If it’s not, press the letter D. 
• In the Paragraph panel, set the Justification to Left Justify and uncheck Hyphenation.
• Type in journaling or paste in journaling (Ctrl/Cmd V) from one of the documents in your folder.
• Click the checkmark to commit the type.

Add Type With Journaling Lines

• In the Layers panel, turn on the Visibility icon of the journaling lines layer.
• Click on the journaling lines layer to activate it.
• Get the Move tool.
• Use the Arrow keys to nudge the top line of journaling to line up with the first journaling line.
• Get the Type tool.
• In the Tool Options, adjust the Leading until the lines up type line up with the journaling lines.

Making Journaling Fit in the Box and on the Lines

• Option 1: Reword the paragraph or remove words.
• Option 2: Change the size of the font.

Adjusting the Text Box 

• In the Layers panel, double click on the thumbnail of the type layer containing the journaling.
• On the document, click and drag on the side handles of the bounding box.
• Click the checkmark to commit.
• Get the Type tool.
• On the document, hold down the Ctrl key (Mac: Cmd key) and click and drag the text box to a new location.

From the Transcript - Photoshop Elements

The templates provided have ample space designated for journaling. In this video I’ll show some ways you can customize these journaling areas.

If you're like me I was not given any journaling to go with the images and paper memories from this trip. So in that case I wanted to make sure and include journaling lines so that the recipients of my album could later go through and journal about their experience. It is very likely however that you will want to alter these lines to fit your particular circumstances.

One of the things that you could do to alter the lines is to simply remove them. To do that, in the Layers panel click on the Visibility icon of the journaling lines layer. Removing the lines will give you plenty of room to add things like a great big title or some fancy word art. It is also possible that you will want to simply reduce the amount of lines that are on the template to do that again make sure that the journal lines layer is the active layer in the Layers panel.

Make sure that the Visibility icon is turned back on. Then, get the Rectangular Marquee tool. In the Tool Options click on the New Selection icon. Set the Feather to 0 px and the Aspect to Normal. Then on the document click and drag a selection outline around the part of the journaling lines that you want to keep. If you need to reposition while dragging press and hold the Space bar. After you've selected the journaling lines you want to keep, in the Layers panel click on the Add Layer Mask icon.

Another option for the lines available is to make them a little bit darker. To do that, again make sure that the journaling lines layer is active in the Layers panel. And then press Ctrl J, Cmd J on a Mac, to duplicate the line layer. Notice how every time I duplicate the line layer the lines get a little bit darker. I'll undo those changes and then show you how to make the lines lighter. 

Again you need to make sure that the journal lines layer is active in the Layers panel and then reduce the Opacity of the journal lines layer and the lines will become very light. Now I'll return those lines to their original state and show you some ways that you can add journaling.

First of all, you don't have to include the journaling lines, you can simply hide them by clicking on the Visibility icon, and instead add some type by getting the Type tool. And then on the document, click and drag out a text box. In the Tool Options of the Type tool, choose a nice journaling font. I'll just use Courier Regular. Then we'll set the Size to a nice journaling size, which is generally around 10 to 15 pt. For now I'll keep the Leading at Auto and the Tracking at 0. Also my Color Chip is black and I'm going to set the Alignment to Left Alignment. At this point you can either type in some journaling off the top of your head or you can paste in journaling from one of the journaling documents in your folder. 

If you like the look of justified type, the easiest way to get that in Photoshop Elements is to go ahead and commit to type and then double-click again on the thumbnail of the type player to activate all of the type which means it's all going to be highlighted. Then on your keyboard press the Shift Ctrl J, or Shift Cmd J on a Mac, and that will automatically justify the type for you.

If you'd like to use your type with the journaling lines, in the Layers panel click on the Visibility of the journaling line layer to turn it back on. And making sure that the type layer is the active layer, get the Move tool. And then use your Arrow keys to nudge the first line of type so that it's sitting right on top of that first journal line. Then get the Type tool again and in the Tool Options adjust the Leading until the lines of journaling line up with the lines on the page. 

If by chance you have more journaling then you have lines, you may want to remove some of it or reword some of it. I can take out this last sentence. Another thing that you can do is to commit the type and then again with the Type tool in the Tool Options, reduce the size of the font until the type fits within the lines on the page.

If the journaling is a little bit too wide for the lines, again you can try double-clicking to activate all of the type. And then click and drag inward on the side handles of the bounding box until the type is just inside those lines. And then if you want to move the text box just by itself without the lines, get the Type tool, and then with the type layer as the active layer, hold down the Ctrl key, or the Cmd key on a Mac, and drag down. That will place the type right where you want it. In this case I would probably then go ahead and removed this top journal line. So those are some ways you can make the journaling lines and areas on the template work for you.

From the Transcript - Adobe Photoshop

The templates provided have ample space designated for journaling. In this video I’ll show some ways you can customize these journaling areas.

If you are like me, I wasn't given any journaling to go with the images and paper memories from this trip. So in that case I wanted to make sure and include jouraling lines so that the recipients of my album could later go through and journal about their experience. 

It is very likely, however, that you will want to alter these lines to fit your particular circumstances. One of the things you can do to alter the lines is simply remove them. To do that in the Layers panel click on the Visibility icon of the jouraling lines layer. Removing the lines will give you plenty of room to add things like a great big title or some fancy word art. It is also possible that you will want to simply reduce the amount of lines that are on the template. 

To do that again make sure that the journal lines layer is the active layer in the Layers panel. Then get the Rectangular Marquee tool. In the Tool Options click on the New Selection icon. Set the Feather to 0 px and the Style to Normal. Then on the image click and drag a selection around the part of the journal lines that you want to keep. If you need to reposition while dragging press and hold the Space bar and then continue to drag. Then in the Layers panel click on the Add Layer mask icon. Now only the part of the journaling lines that you wanted to keep will be visible. 

Another option for the lines available is to make them a little bit darker. To do that, again make sure that the journaling line player is active in the Layers panel and then press Ctrl J, Cmd J on a Mac, to duplicate the line layer. Notice how every time I duplicate the line layer, the lines get a little bit darker. I'll undo those changes and then show you how to make the lines lighter.

Again, you need to make sure that the journal lines layer is active in the Layers panel and then reduce the Opacity of the journal lines layer and the lines will become very light. Now I'll return those lines to their original state and show you some ways that you can add journaling.

First of all, you don't have to add journaling with the lines at all. You can simply turn off the layer of journaling lines and then get the Type tool and click and drag out a type box. The new Photoshop CC 2019 lets you preview what your type is going to look like before committing the type. So now I can open the Character panel and from here I can change the font the size and the color if necessary. Other things can be done in the Paragraph panel. From there I can especially turn off Hyphenation and even justify the type so that it stretches from each side of the text box. While the type of the text box is highlighted you can also paste in journaling from one of your documents or you can just type in journaling off the top of your head. 

If you want to use journaling in conjunction with the journaling lines, then turn on the visibility of the journaling lines layer and then with the type layer as the active layer, back in the Character panel you can click and drag to change the Leading of the paragraph until it matches the distance of the lines. If you need to reposition your text box at this point, make sure you have the Type tool. You can get it by pressing the letter T. And then holding down the Ctrl key, or the Cmd key on a Mac, click and drag until your journaling is lined up with the lines. Then after doing that, you may want to more fine-tune the Leading of your paragraph. If you get the Move tool by pressing the letter V, you can use your Arrow keys on your keyboard to nudge the type into place.

If your text box is too wide for the lines, you can double click on the thumbnail of the type layer and that will highlight all of the text. Then click and drag to the left or the right on the side handles of the bounding box until the type fits nicely inside those lines. When you click the checkmark to commit, you can see how nice that looks. So in this case I would probably want to go ahead and remove these extra journaling lines.

So, those are some ways you can make the journaling lines and areas in the template work for you.